Residential Mortgage Loans

Looking to re-finance? Buying a new home? Lotus Bank offers conventional and jumbo mortgages. Also, we are now offering FHA mortgages with a 3.5% minimum down payment. With mortgage rates currently at historic lows, call Richard Hovsepian at (248) 735-1000 and see how a Lotus mortgage can work for you!

Home Equity Loans

Lotus Bank offers home equity loans or home equity lines of credit that allow you to have access to cash when you need it.

Lifestyle Loans

Considering the purchase of a new or used boat, recreational vehicle, motorcycle or other lifestyle-enhancing product? With many terms and features available, Lotus Bank will create a financing solution that conforms to your needs.

Other Consumer Loans

An overdraft protection line of credit attached to your Lotus bank checking account, personal lines of credit, or secured and unsecured loans for almost any reason are just a few of the choices available to you.

Lotus Bank is committed to providing you with superior customer service and offering you the most competitive rates in the area. Contact your Lotus banker to discuss how we can help you meet all of your financial needs.